"Real Estate, Finance, and Insurance—All in One Place!"
About us
Welcome to Sri Kubera Consulltancy and Servicess, a trusted name in the loan and insurance industry since 2011. Founded and led by the experienced and dedicated partners Mr. Prakkash Haamaand and Mrs. Ashwiinii Haamaand, we bring over 15 years of successful expertise in the fund-raising and financial services sector. With a proven track record of serving 500+ satisfied customers, our mission is to empower individuals and businesses with tailored financial solutions and exceptional service.
At Sri Kubera Consulltancy and Servicess, we specialize in providing expert advice on financial documentation, ensuring accuracy and compliance while offering the best-customized options to meet your unique requirements. Our alliances with leading banks and NBFCs (Non-Banking Financial Companies) enable us to provide you with competitive and reliable assistance, ensuring a seamless transaction experience.
Our Services
Loan Services:
Insurance Solutions:
Real Estate:
Testimonial
FAQs Related to Services
FAQ on Loans
1. What types of loans do you offer?
We offer:
• Personal Loans
• Home Loans
• Business Loans
• Vehicle Loans
• Education Loans
2. How is the loan interest rate determined?
The interest rate is based upon:
• Credit score
• Loan type and term
• Market conditions
• Income stability
3. What documents are needed to apply for a loan?
Basic requirement:
• Identity proof (e.g., Aadhaar, PAN card)
• Income proof (e.g., payslips, tax returns)
• Address proof
• Bank statements
Additional documents maybe required
4. Can I prepay my loan?
Yes, but some loans may have prepayment penalties. Check your loan agreement for details.
Contact us for further details.
5. What happens if I miss a loan payment?
- Late fees may apply.
- Your credit score may be affected.
- Persistent defaults can lead to legal actions.
FAQ on Insurance
1. What types of insurance policies are available?
We provide:
• Life Insurance
• Health Insurance
• Vehicle Insurance
• Property Insurance
• Business Insurance
2. Why is insurance important?
Insurance protects against financial losses from unforeseen events like accidents, illness, or property damage.
3. How are premiums calculated?
Premiums depend on:
• Age and health condition
• Coverage amount
• Type of insurance
• Add-on benefits
Additional factors might be involved.
4. How do I file a claim?
1. Notify the insurance company immediately.
2. Fill out and submit the claim form.
3. Provide required documents like bills or proof of damage.
5. Can I cancel an insurance policy?
- Yes, most policies allow cancellation with terms specified in the policy document.
FAQ on Mutual Funds
1. What are mutual funds?
A mutual fund is an investment that pools money from multiple investors to invest in stocks, bonds, or other assets.
2. What types of mutual funds are available?
• Equity Funds
• Debt Funds
• Hybrid Funds
• Index Funds
• Tax-Saving Funds (ELSS)
3. What is SIP in mutual funds?
Systematic Investment Plan (SIP), allows you to invest a fixed amount at regular intervals, promoting disciplined investing.
4. Are mutual funds risky?
Risk depends on the type of mutual fund:
• Equity funds are high-risk, high-reward.
• Debt funds are lower-risk with moderate returns.
5. How do I start investing in mutual funds?
- Complete KYC requirements.
- Contact Mutual Fund Distributor.
- Invest via SIP or lump sum.
We will guide you through the process.
FAQ on Real Estate
1. What real estate services do you provide?
• Buying and selling residential or commercial properties.
• Investment consultation.
• Assistance with home loans and property insurance.
2. What factors should I consider before buying property?
• Property location and size.
• Legal clearances and title verification.
• Market value and resale potential.
3. What are the additional costs in real estate transactions?
• Stamp duty and registration fees.
• Property tax.
• Maintenance charges.
Additional charges might be involved.
4. Can I get a loan to buy property?
Yes, home loans and property loans are available. Eligibility depends on your income, credit score, and the property’s value.
Contact us for further details.
5. How can I invest in real estate?
• Buy residential or commercial properties.
• Invest in Real Estate Investment Trusts (REITs).
Contact us for a personalized investment plan.
Why Choose Us?
- 24/7 Assistance: We are always available to support you at your convenience.
- Extensive Network: Strong partnerships with top banks and NBFCs.
- Customer-Centric Approach: Focused on providing solutions that work for you.
- Core Values: Trust and Integrity: Building long-lasting relationships based on honesty.
- Customer Focus: Prioritizing your needs above all else.
Accountability: Ensuring we deliver on our commitments.
With Sri Kubera Consulltancy and Servicess, you are assured of professional, reliable, and personalized service for all your financial needs. We are passionate about helping you achieve your financial aspirations and are committed to being your trusted partner every step of the way.